Got a chance to grow?

Don't worry about liquidity, we cover it for you quickly and easily

Apply now

Let your liquiditykeep pace with your business

Ajras Pay helps restaurant and café owners grow their business, manage cash flow efficiently, meet their obligations on time, and build a stronger credit record

Why Ajras Pay?

  • Easy to apply

    Simple requirements and clear steps, so applying is never complicated

    Request details
    Request titlee.g. Purchase financingA short title that explains what the liquidity is for
    Request amount0.0010,000Enter the amount of liquidity you need
    Repayment period14 days1 monthChoose the repayment period that suits you

  • Fast turnaround

    Your request is completed quickly, so your business gets the liquidity it needs

    Request stages
    1. Request submitted21 Feb 2026
    2. Under review21 Feb 2026
    3. Approved22 Feb 2026

  • Repay your way

    Several payment methods to help you settle your payments easily

    Apple Pay
    Mada
    SADAD

  • Sharia-compliant

    A financial service that follows Islamic Sharia, clear from the start

  • Easy to use

    On your phone and laptop, so you can submit and track your requests easily

Start in three simple steps

  1. 1

    Sign up

    Create your account and complete your business details

  2. 2

    Submit your request

    Choose the liquidity amount and the payment date

  3. 3

    Receive your liquidity

    Once your request is approved, your liquidity is ready for you

Apply now

Helping your business grow

Manage requests, transfers, payments and important updates right from the Ajras Pay app

  • Get it on Google Play
  • Coming soon on the App Store

Frequently asked questions

Everything you need to know about Ajras Pay

Ajras Pay helps restaurant and café owners grow their business, manage cash flow efficiently, meet their obligations on time, and build a stronger credit record

No. Ajras Pay is not a loan. It is a short-term facility with a clear fee and amount from the start, with no interest, no hidden fees and no late-payment penalties

Any Saudi business with a valid commercial registration and VAT number that sells on one or more of the supported apps

Its average monthly sales across those apps combined must be SAR 1,000 or more

There is no fixed formula. Your facility is set based on your sales on delivery apps

The daily limit is up to SAR 10,000, and the cumulative limit is up to SAR 70,000 over 7 consecutive days

  • 14-day cycle: SAR 107 including VAT
  • 30-day cycle: SAR 214 including VAT

The full cost is shown before you confirm the request

Each cycle is repaid at its end (14 or 30 days), or when your payouts from the apps reach your bank account, whichever comes first. Repayment is taken directly from your account, and we are not affiliated with the delivery apps

Your account is activated within 24 hours once your profile is complete and your limit is approved. You can make your first drawdown right after approval

Yes. The product is offered through the embedded finance framework, under the regulatory umbrella of the Capital Market Authority (CMA)